Will Insurance Cover A Replacement For An Asbestos Roof In East Central Indiana?
Here’s What You Need To Know About Insurance Coverage Of Asbestos Roofs
Asbestos is tricky. Leave it alone and you might be okay — or you might not. If rough weather or an accident damages your roof, you run the risk of being exposed to cancer-causing particles. But removing asbestos is not simple either. The removal of an asbestos roof is a delicate project. One wrong move can cause carcinogens to be released into the air. Replacing an asbestos roof is also very pricey because of all the needed safety measures.
If you’re an East Central Indiana homeowner with an asbestos roof, you might be wondering whether your insurance company will come through for you and cover the cost of your roof replacement. Here, we have the answers to common asbestos-related questions.
Why Should I Be Concerned About Asbestos?
Everything about asbestos makes it a great material for roofing and siding. It’s sturdy. It looks nice. It’s fireproof. And it’s not too expensive. But it’s also a carcinogen.
The amazing roofing product in the 1900s became the silent killer in the 1960s when the ugly cancer-causing side of asbestos was discovered. If you have a roof made of asbestos, you should be aware that damage to your roof can potentially release harmful asbestos particles, which you and your family might inhale. Knowing this might make you run to replace your roof, but unfortunately, asbestos roof replacement is not cheap.
How Much Does It Cost To Replace An Asbestos Roof?
Replacing an asbestos roof is not an easy feat. Aside from the usual roof replacement costs, preventing asbestos fibers from entering the air during the roof replacement involves a number of additional costs:
- Setup: Setup is responsible for over half of the total asbestos removal cost. Rooms need to be sealed off, and decontamination zones need to be set up. Containers for disposal need to be ready and waiting.
- Equipment: Every roofer working on an asbestos roof replacement needs to wear protective equipment. Other types of equipment needed include sealants, a HEPA vacuum, and other asbestos removal tools.
- Labor: Asbestos removal and disposal requires a team of roofers who really know what they’re doing. The extra labor involved in removing and disposing of the asbestos can hike up the price of your roof replacement.
- Disposal: In addition to all of the above, there are disposal fees for getting rid of the toxic asbestos material.
Due to all these expenses, asbestos removal alone can be up to $120 per square foot.
Will Insurance Cover An Asbestos Roof Replacement?
Unfortunately (mostly due to how expensive it is), your insurance will probably not cover a roof replacement if your asbestos roof is fully intact and undamaged. However, if your roof was damaged and the asbestos was exposed, your insurance may cover your roof replacement. For example, if your roof was damaged by fire or by rough weather — your insurance may be able to help.
Often, you need someone on your side who knows the ins and outs of insurance and understands everything that’s involved in asbestos roof replacement. Before contacting your insurance policy, call Clemens Home Solutions so that we can advocate for you.
What Kind Of Problems Does An Asbestos Roof Have?
While an asbestos roof will likely hold up well, the main concern is your health. When the asbestos is completely sealed inside your roof, the risks are minimal. The real danger occurs when there is any kind of damage to your roof. This disrupts the asbestos material and can cause the asbestos fibers to break loose and enter the air you breathe.
When humans inhale the microscopic asbestos fibers, they become embedded in the lungs and lead to inflammation, pleural thickening and diseases like mesothelioma, lung cancer, and asbestosis.
Are you an East Central Indiana homeowner with an asbestos roof that you’re concerned about? Even if your roof is not damaged, contact us to find out your options and get peace of mind. We’ll be happy to explain the asbestos removal process and answer all your questions. Our inspections are completely free!
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Clemens Home Solutions did an amazing job on our Gutters this evening. Luis and his team were extremely fast, Knowledgeable, and very polite with their profession. It was a very cold day this evening and his team did fantastic with the elements. I would gladly refer anyone to Clemens Home Solutions for their next home improvement project.
Clemens was absolutely perfect to work with. I received phone calls with updates on the project weekly which actually got completed earlier than expected. The finished job was fantastic, the work was excellent and the new door is of great quality.
I've known I needed to replace large windows in my living room for years. Clemens Home Solutions made that happen and I am so happy with how everything looks and feels! Everyone on the team from sales to installation made me feel like a valued customer. I highly recommend Clemens Home Solutions!
I am very happy with my new gutters. No more leaking at the corners where my old gutters met. i probably got in the way of Luis and his team with all my questions and curiosity of how the gutters were made on sight but both of them were very helpful and friendly and didn't seem to mind me interrupting their work. I've never had a company stay in touch with me before the project was started like they did. I highly recommend them!!
Overall 5 star experience. Our project had some challenges and we had to change plans a few times and someone from Clemens was always in contact with us. The work was completed in a day and they communicated with us during the project. They cleaned up, were super nice, and the windows look wonderful!
Clemens did a great job of replacing my gutters. Eric Logan was a great sales person, no high pressure, just information. Luis and his team did the replacement and were quick and very good! Luis made sure he followed up with me and that I was happy. I asked for a longer down spout on my front porch and Luis came and replaced it right away!! Thank you. They were great to work with.
Extremely happy with the service and communication! Had all new windows and a front door installed . The crew was super friendly , and explained things as they installed . They didn’t mind me being in their way! They were all very professional, and did a great job cleaning up afterwards!
I recently had my gutters, soffit and fascia done by Clemens. Austin and his crew was amazing . They were professional and kept me updated during the process and their follow-up after the project was even more appreciated. I recommend this great company to anyone.
Clemens did a great job. They are very honest and kept us well informed on the progress of the windows. The installers were very delightful and did a great job installing the windows. They kept the work area very clean and were respectful of our house. I would highly recommend Clemens to anyone looking to replace windows!
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